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MORTGAGE REFINANCE PROGRAM

Purpose: To reduce the costs associated with refinancing your mortgage.

Discounts: The companies listed below have agreed to offer the following discounts on their services when you refinance your mortgage.

Eligibility: To be eligible to participate in the Mortgage Refinance Program, you must be an employee of a Coastal Housing Partnership member. You will also need a letter of authorization, which can be obtained by contacting the Coastal Housing Partnership at 969-1025 or julia@coastalhousing.org

Participating Organizations Fee Reductions
Bank of Santa Barbara
100% of processing fee & credit report fee

12 East Figueroa Street, Santa Barbara, CA 93101, 730-7860

Bankers Pacific Mortgage
Free Appraisal

4141 State St, Santa Barbara 681-6363

Business First Bank
100% processing and credit report fee

1035 State Street, Santa Barbara, 369-5138

Capital Lending Group
100% of processing fee, credit report and up to $1000 off the appraisal fee

1187 Coast Village Rd, Suite 7, Santa Barbara, 565-9100

Chase Home Finance
100% of processing and document preparation fee

3700 State St, Santa Barbara: 898-3888
2151 Alessandro Drive, Suite 185, Ventura: 585-2347
2222 South Broadway, Santa Maria: 922-0039
1101 Marsh Street, San Luis Obispo: 547-9696
2815 Townsgate Rd, Westlake Village: 370-1555

Community West Bank
100% of processing fee & credit report fee

445 Pine Ave, Goleta, 681-3366
1463 S Victoria, Ventura, 650-8855
2615 Miller Street, Suite 110, Santa Maria, 934-4556

Countrywide Home Loans/Oxnard
$500 & $35 free credit report, credit at closing

2351 Lockwood Street. #202, Oxnard, CA, 805-981-6103

Countrywide Home Loans/Santa Barbara
$500 & $35 free credit report, credit at closing

801 Chapala Street, Santa Barbara, CA, 805-884-7120
21 E. Victoria Street, 3rd Floor, Santa Barbara, 805-899-2000

Countrywide Premier Lending Group
$500 & $35 free credit report, credit at closing

699 Hampshire Road, Suite #100, Westlake Village, CA 93161, 805-899-2000

Five Star Finance
100% of processing fee & credit report fee
4850 Hollister Ave, Santa Barbara, 964-2200
Heritage Financial
100% of processing fee
403 West Ojai, Ojai, 640-1717

Heritage Oaks Bank
100% processing and credit report fee
1222 Vine Street, Paso Robles, 369-5138
Legacy Mortgage
100% of processing fee & credit report fee
3905 State Street, Suite 7-157, Santa Barbara, 682-3555
Metrocities Mortgage
100% of processing fee & credit report fee
3938 State St, Santa Barbara, 898-1973
Montecito Bank & Trust
100% of processing fee & credit report fee
1-800-854-3334
Mortgage One
100% of processing fee, credit report fee & appraisal fee
1333 Johnson Ave, San Luis Obispo, (800) 541-5955
Pacific Riviera Mortgage
100% of processing fee, credit report fee & appraisal fee
1736 State Street, Santa Barbara, 687-6282
Paragon Mortgage Group
100% of processing, credit report & appraisal fee up to $1,000
1215 De La Vina Street, Suite G, Santa Barbara, 899-1390

Rabobank
100% of processing fee & credit report fee
914 Carpinteria St, Santa Barbara, Contact: Lori Murray, 705-6590
2739 Santa Maria Way, Santa Maria, Contact: Marcy Friedlein, 938-7104
Santa Barbara Bank & Trust

100% of processing fee & credit report fee

1002 Anacapa St, Santa Barbara, 564-6357
250 South Mills Rd, Ventura, 639-2082
335 Betteravia Road, Santa Maria, 739-2698
Wachovia
100% of processing fee & credit report fee
3891 State St Suite 101, Santa Barbara, 805-898-4279
Wells Fargo
100% of processing fee, 1/8% off interest rate and $300 contribution to 501 (c)(3) non profit organization of borrower's choice

195 N. Fairview Ave, Goleta, 805-967-0415
1036 Anacapa St, Santa Barbara, 730-9260
801 South Victoria, Ventura, 639-2300

The lenders listed have agreed to offer a special discount to CHP member organization employees. It is important for the employee to discuss these discounts directly with the lending institution. Since lenders have various fee structures, be sure to ask for a complete breakdown of costs so that you are able to accurately compare costs. The interest rate on your loan may vary among the lenders due to points or other fees charged.

The Participating Organizations listed above have agreed to discount their services to employees of CHP members. Users of these services are cautioned that CHP has not endorsed any of the Participating Organizations, nor any of their specific products or services, and that no endorsement should be inferred by the fact that an organization is listed above. Users should carefully review the products and services offered and should reach their own decision as to which Participating Organizations to patronize. Participating Organizations may be added or removed or may change their discount structure at any time. Call the CHP office for an updated list.

 

 

Voices for Housing
Coastal Housing Partnership
PO BOX 50807 • Santa Barbara, CA 93150
t: 805-969-1025 • f: 805-882-1496
 
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