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MORTGAGE REFINANCE PROGRAM

Purpose: To reduce the costs associated with refinancing your mortgage.

Contributions: The companies listed below have agreed to offer the following contribution to employees of member companies on their services when you refinance your mortgage.

Eligibility: To be eligible to participate in the Mortgage Refinance Program, you must be an employee of a Coastal Housing Partnership member. You will also need a letter of authorization, which can be obtained by contacting the Coastal Housing Partnership at 969-1025 or julia@coastalhousing.org

Participating Organizations Fee Reductions
Bank of America Home Loans/Oxnard
$500 & $35 free credit report, credit at closing

2351 Lockwood Street. #202, Oxnard, CA, 805-981-6103

Bank of America Home Loans/Santa Barbara
$500 & $35 free credit report, credit at closing

801 Chapala Street, Santa Barbara, CA, 805-884-7120
21 E. Victoria Street, 3rd Floor, Santa Barbara, 805-899-2000

Bank of America Premier Lending Group
$500 & $35 free credit report, credit at closing

699 Hampshire Road, Suite #100, Westlake Village, CA 93161, 805-899-2000

Bank of Santa Barbara
100% of processing fee & credit report fee

12 East Figueroa Street, Santa Barbara, CA 93101, 730-7882

Bankers Pacific Mortgage
Free Appraisal

4141 State St, Santa Barbara 681-6363

Broadview Mortgage
100% of processing fee, credit report fee and up to $1000 off the appraisal fee

1826 State Street, Santa Barbara, CA 93101 , 563-1100 x106

Business First Bank
100% processing and credit report fee

1035 State Street, Santa Barbara, 369-5138

Capital Lending Group
100% of processing fee, credit report and up to $1000 off the appraisal fee

1187 Coast Village Rd, Suite 7, Santa Barbara, 565-9100

Chase Home Finance
100% of processing and document preparation fee

3700 State St, Santa Barbara: 898-3888

Heritage Financial
100% of processing fee
403 West Ojai, Ojai, 640-1717

Heritage Oaks Bank
100% processing and credit report fee
1222 Vine Street, Paso Robles, 369-5138
Prospect Mortgage
100% of processing fee & credit report fee
3938 State St, Santa Barbara, 898-1973
Mortgage One
100% of processing fee, credit report fee & appraisal fee
1333 Johnson Ave, San Luis Obispo, (800) 541-5955
Paragon Mortgage Group
100% of processing, credit report & appraisal fee up to $1,000
1215 De La Vina Street, Suite G, Santa Barbara, 899-1390

Rabobank
100% of processing fee & credit report fee
914 Carpinteria St, Santa Barbara, Contact: Lori Murray, 705-6590
2739 Santa Maria Way, Santa Maria, Contact: Marcy Friedlein, 938-7104
Santa Barbara Bank & Trust

100% of processing fee & credit report fee

1002 Anacapa St, Santa Barbara, 564-6357
250 South Mills Rd, Ventura, 639-2082
335 Betteravia Road, Santa Maria, 739-2698
Wells Fargo
100% of processing fee, $300 contribution to 501 (c)(3) non profit organization of borrower's choice

195 N. Fairview Ave, Goleta, 805-967-0564
1036 Anacapa St, Santa Barbara, 965-6377
3700 State Street, Suite 110, Santa Barbara, 349-7996
3804 State Street, Santa Barbara, 563-6363
407 E. Main Street, Santa Maria, 349-7996

The lenders listed have agreed to offer contributions to CHP member organization employees. It is important for the employee to discuss these contributions directly with the lending institution. Since lenders have various fee structures, be sure to ask for a complete breakdown of costs so that you are able to accurately compare costs. The interest rate on your loan may vary among the lenders due to points or other fees charged.

The Service Providers listed above have agreed to contribute toward the closing costs of their services to employees of CHP members. Users of these services are cautioned that CHP has not endorsed any of the Service Providers, nor any of their specific products or services, and that no endorsement should be inferred by the fact that an organization is listed above. Users should carefully review the products and services offered and should reach their own decision as to which Service Providers to patronize. Service Providers may be added or removed or may change their contributions at any time. Call the CHP office for an updated list.

 

 

Voices for Housing

Coastal Housing Partnership
PO BOX 50807 • Santa Barbara, CA 93150
t: 805-969-1025 • f: 805-882-1496

 
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