Discounts: The companies listed
below have agreed to offer the following discounts on their
services when you refinance your mortgage.
Eligibility: To be eligible
to participate in the Mortgage Refinance Program, you must
be an employee of a Coastal
Housing Partnership member. You will also need a letter
of authorization, which can be obtained by contacting the
Coastal Housing Partnership at 969-1025 or julia@coastalhousing.org
| Participating Organizations |
Fee Reductions |
|
| Bank of Santa Barbara |
100% of processing fee & credit report fee |
12 East Figueroa Street, Santa Barbara, CA 93101, 730-7860 |
| Bankers Pacific Mortgage |
Free Appraisal |
4141 State St, Santa
Barbara 681-6363 |
| Business First Bank |
100% processing and credit report fee |
1035 State Street, Santa Barbara, 369-5138 |
| Capital Lending Group |
100% of processing fee, credit report and up to $1000 off the appraisal fee |
1187 Coast Village Rd, Suite 7, Santa
Barbara,
565-9100 |
| Chase
Home Finance |
100% of processing and document preparation fee
|
3700
State St, Santa Barbara: 898-3888
2151
Alessandro Drive, Suite 185, Ventura: 585-2347
2222
South Broadway, Santa Maria: 922-0039
1101
Marsh Street, San Luis Obispo: 547-9696
2815
Townsgate Rd, Westlake Village: 370-1555 |
| Community West Bank |
100% of processing fee & credit
report fee |
445 Pine Ave, Goleta, 681-3366
1463
S Victoria, Ventura, 650-8855
2615 Miller Street, Suite 110,
Santa Maria, 934-4556 |
| Countrywide Home Loans/Oxnard |
$500 & $35 free credit report, credit at closing |
2351 Lockwood Street. #202, Oxnard, CA, 805-981-6103 |
| Countrywide Home Loans/Santa Barbara |
$500 & $35 free credit report, credit at closing |
801 Chapala Street, Santa Barbara, CA, 805-884-7120
21 E. Victoria Street, 3rd Floor, Santa Barbara, 805-899-2000 |
| Countrywide Premier Lending Group |
$500 & $35 free credit report, credit at closing |
699 Hampshire Road, Suite #100, Westlake Village, CA 93161, 805-899-2000 |
| Five Star Finance |
100% of processing fee & credit
report fee
|
| 4850 Hollister Ave, Santa Barbara,
964-2200 |
| Heritage Financial |
100% of processing fee |
| 403 West Ojai, Ojai, 640-1717
|
| Heritage Oaks Bank |
100% processing and credit report fee |
| 1222 Vine Street, Paso Robles, 369-5138 |
| Legacy Mortgage |
100% of processing fee & credit
report fee
|
| 3905 State Street, Suite 7-157, Santa Barbara,
682-3555 |
| Metrocities Mortgage |
100% of processing fee & credit
report fee
|
| 3938 State St, Santa Barbara,
898-1973 |
| Montecito
Bank & Trust |
100%
of processing fee & credit report fee
|
| 1-800-854-3334 |
| Mortgage One |
100% of processing fee, credit
report fee & appraisal fee |
| 1333 Johnson Ave, San Luis Obispo,
(800) 541-5955 |
| Pacific
Riviera Mortgage |
100%
of processing fee, credit report fee & appraisal
fee
|
| 1736 State Street, Santa Barbara,
687-6282 |
| Paragon Mortgage Group |
100% of processing, credit report & appraisal fee up to $1,000 |
| 1215 De La Vina Street, Suite G, Santa Barbara, 899-1390
|
| Rabobank |
100% of processing fee & credit
report fee |
914 Carpinteria St, Santa Barbara,
Contact: Lori Murray, 705-6590
2739 Santa Maria Way, Santa Maria, Contact: Marcy Friedlein, 938-7104 |
| Santa Barbara
Bank & Trust |
100%
of processing fee & credit report fee
|
1002 Anacapa St, Santa Barbara, 564-6357
250 South Mills Rd, Ventura, 639-2082
335 Betteravia Road, Santa Maria, 739-2698 |
| Wachovia |
100% of processing fee & credit
report fee |
| 3891 State St Suite 101, Santa Barbara,
805-898-4279 |
| Wells Fargo |
100% of processing fee, 1/8% off interest rate and $300 contribution to 501 (c)(3) non profit organization of borrower's choice
|
195 N. Fairview Ave, Goleta, 805-967-0415
1036 Anacapa St, Santa Barbara, 730-9260
801 South Victoria, Ventura, 639-2300 |
The lenders listed have agreed to offer a special
discount to CHP member organization employees. It is important
for the employee to discuss these discounts directly with
the lending institution. Since lenders have various fee structures,
be sure to ask for a complete breakdown of costs so that
you are able to accurately compare costs. The interest rate
on your loan may vary among the lenders due to points or other
fees charged.
The Participating Organizations listed above have
agreed to discount their services to employees of CHP members.
Users of these services are cautioned that CHP has not
endorsed any of the Participating Organizations, nor any
of their specific products or services, and that no endorsement
should be inferred by the fact that an organization is listed
above. Users should carefully review the products and services
offered and should reach their own decision as to which Participating
Organizations to patronize. Participating Organizations may
be added or removed or may change their discount structure
at any time. Call the CHP office for an updated list.